Universal financial hub
Connect local bank accounts, mobile money, debit and virtual cards, and your WestPay wallet. One dashboard, every balance, every movement.
The universal financial network for West Africa
Move money from anywhere to anywhere.
Banks, mobile money, cards and wallets have never spoken the same language. WestPay AI is the routing layer between them — licensed integrations, transparent fees, real-time settlement tracking, one intelligent platform.
- 8
- countries at full rollout
- 11
- money movement rails
- 1
- QR code per person
Every rail, one interface
Send between any two endpoints supported by our licensed partners, with live exchange rates, upfront fees, scheduled and recurring payments, and real-time status on every leg of the journey.
- Bank → Bank
- Bank → Mobile Money
- Mobile Money → Bank
- Mobile Money → Mobile Money
- Wallet → Bank
- Wallet → Card
- Card → Wallet
- Card → Bank
- Wallet → Wallet
- Remittance → Wallet
An operating system for money, not another wallet
Smart routing engine
Every transfer is scored across partner cost, network availability, speed, FX rate and success probability — then routed the best way automatically.
AI financial assistant
Compare fees, estimate arrival times, explain a transaction, flag unusual activity and surface savings opportunities in plain language.
One universal QR
A single code per user, accepted by supported bank apps, mobile money providers, merchant partners and WestPay wallets.
Intelligent recipient detection
Enter a phone number, account number, email, username or scan a code. WestPay identifies the destination and picks the right rail.
Compliance by design
KYC, AML workflows, device management, fraud monitoring, audit logs and role-based access built into every country we launch in.
Built country by country, licensed market by market
The architecture treats a country as configuration: rails, regulators, currencies and partners plug in without redesign. That is how WestPay expands across Africa without rebuilding itself.
Phase 1
- Liberia
- Sierra Leone
- Guinea
Phase 2
- Ghana
- Nigeria
- Ivory Coast
- Senegal
- Gambia
Merchants
Payment links, QR invoices, receipts, refunds, sales analytics and staff permissions for businesses of any size.
Everyday money
Bills, airtime and data, school fees, taxes and insurance, plus budgets, goals, group savings and a financial health score.
Open infrastructure
Secure APIs so banks, telcos, e-commerce platforms, schools, NGOs and government agencies can build on the WestPay network.
Open financial infrastructure for West Africa
Banks, telecom operators, e-commerce platforms, schools, NGOs and government agencies can connect directly to the WestPay network through secure APIs — the same rails that power the consumer app.
Talk to the partnerships team